Pay your taxes on time. Feel good about paying taxes.
Pay your house off in 15 years instead of 30 – you’ll save a huge amount of money.
Pay credit card bills on time to avoid paying huge fees.
Pay utility bills online through automatic billing to avoid forgetting.
Never seek something for nothing, or a “free lunch.” It’s wrong, and you’re not that hard up. It also can lead to terrible consequences, such as gambling. If you go to a “free dinner” in return for listening to a sales talk, you might end up buying something you don’t want.
Always have financial goals that you’re working toward, even if slowly: Roth IRA’s, 401k’s, real estate, etc.
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